Segment

Existing

Rate of Interest

Revised

Rate of Interest

Crop loans (KCC)

Upto Rs.3.00 lacs

Above Rs.3.00 lacs

a.                  On first Rs.3 lacs

b.                  On remaining amount

7.00%

7.00%

13.75%

7.00%

7.00%

13.75%

Overdue Crop loans accounts not eligible for interest subvention

Upto Rs.2.00 lacs

Above Rs.2.00 lacs

12.25%

13.75%

12.25%

13.75%

Tractor/ Combine and other ATL

Upto Rs.2.00 lacs

Above Rs.2.00 lacs

Loan under Agri. Mkt. Infra. Scheme of GOI

12.25%

14.25%

12.75%

13.00%

15.00%

14.25%

Kisan Gold Card

Upto Rs.2.00 lacs

Rs.2.00 to Rs.5.00 lacs

Above Rs.5.00 lacs

12.25%

12.75%

13.90%

13.00%

14.00%

15.00%

Allied Agri. Term Loans

Upto Rs.2.00 lacs

Above Rs.2.00 lacs

12.75%

14.25%

13.00%

14.25%

Loans to Self Help Groups/ Joint Liability Group

Direct Loan upto Rs.2.00 lacs to SHGs/ JLGs

Above Rs.2.00 lacs to SHGs/ JLGs

Indirect Loans to NGO/ MCO/ Voluntary Agencies

11.75%

12.75%

11.75%

11.75%

14.00%

11.75%

SSI                               

a.   Working capital

            i.  Upto Rs.2.00 lacs                 

            ii. Above Rs.2.00 lacs

b.   Term Loan

            i.  Upto Rs.2.00 lacs                 

            ii. Above Rs.2.00 lacs

12.50%

13.50%

12.50%

13.50%

13.00%

13.75%

13.50%

14.25%

SBF                             

a.   Working capital

            i.  Upto Rs.2.00 lacs                 

            ii. Above Rs.2.00 lacs

b.   Term Loan

            i.  Upto Rs.2.00 lacs                 

            ii. Above Rs.2.00 lacs

12.50%

13.50%

12.50%

13.50%

13.00%

13.75%

13.50%

14.25%

General Credit Card (GCC)

12.50%

14.75%

Swarozgar Credit Card (SCC)

12.50%

13.50%

C & I (irrespective of Amount)

13.50%

14.75%

Loan to Commission Agents

12.75%

14.00%

Housing Loan (fix rate of interest)

Upto 20 years

12.50%

12.75%

House Loan floating linked with BPLR

a) Upto Rs.30.00 lacs

            Repayment upto 5 years

            Repayment above 5 upto 15 years

            Repayment above 15 upto 25 years

----

10.75%

11.00%

11.25%