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Further, I take pleasure in
sharing some other achievements of the Bank which also gained importance in the
working of the bank.
a) Malwa Gramin Bank has already got a glorious achievement of becoming a
100% computerised bank – a status which very few RRBs enjoy. Bank is now opening
all new branches as 100% fully computerized branches.
b) Focussing our attention
on providing better infrastructure at our Branches, we paid special attention to
improve ambience of our Branches. Ambience of all our branches has improved. The
premises of these branches were face-lifted either by shifting to new premises
or by renovating the same as per the need of the Branch. Three, of our Branches
viz Sangrur, Patiala and Barnala have been converted into fully Air Conditioned
branches. New furniture/ counters and other amenities have been provided at the
Branches to make them more customer friendly.
c) Realizing the
Importance of Human Resources Development in the growth of our Bank, we deputed
54 officers of the Bank to various national level prestigious training
institutes viz Bankers Institute of Rural Development Lucknow and National
Institute for Rural Banking, Bangalore etc. to enable them to broaden their
vision and mental horizon besides acquiring job knowledge. It has helped to
infuse more energy in our workforce.
d) With the objective of
providing Banking Services to the vast section of society hitherto deprived of
this facility, we are complying with the instructions of Reserve Bank of India
regarding financial inclusion in letter and spirit. We have opened 34712 “No
Frill” Accounts and issued 1140 General Credit Card (GCC) amounting to Rs.279.34
lacs to the needy persons so far.
e) With the objective of
expansion of Bank 10 new branches were opened during the year. We have also got
permission from RBI to open four new branches. Further, our Bank is shortly
migrating to CBS
f) For smooth customer
service at our branches we have recruited 12 officers in JMGS-I, 32 Clerk cum
Cashier and 14 in subordinate staff during the year. In the year 2009-10 we are
further going to recruit all category of staff.
I avail this opportunity to
convey my sincere thanks to the Top Management of our Sponsor Bank for their
continued support and valuable guidance. I express my sincere gratitude to
Reserve Bank of India, National Bank for Agriculture and Rural Development and
District Administrations of Sangrur, Patiala, Fatehgarh Sahib and Barnala for
their valuable guidance and cooperation. I am also grateful to the members of
our Board of Directors without whose cooperation and guidance this marvellous
growth could not have been possible due to which the Bank could reach new
heights. Finally, I would like to place on record my appreciations for all my
staff members for their best team work, sincerity and dedication to reach this
level of performance and I am sure that the Bank will further scale new heights
in the years to come.
With best regards.
( Ajit Singh)
Chairman |