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Dairy Loans
Financing Self Help Groups
Loan Against N.S.C
Objective
The main purpose of the Kisan Gold Card is to invest in improvement of agriculture land, water resources , Agriculture Machinery and tools, stock and sheds etc.
Eligibility
All the Farmers (Kisans) with good Track Record with Bank
Loan Limit
1.loan amount is 5 times of the annual agriculture income.
2.50% of the mortgaged land's value.
besides the above said facts the loan amount must not exceed 10 lacs.
Margin
10 % of the Project Cost
Security
1.Charge on the goods financed by the Bank
2.Mortagage of the land valuing 200% of the loan amount
Interest
Up to 2 Lac's - 10.5%
More then 2 Lac's - 12%
Repayment
6-7 years in equal half yearly installments.
Costumer Grievance
Recruitments
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New Schemes
Board of Directors
In order to provide excellent service to its customers, Malwa Gramin Bank imitated the process of computerizatin of its branches on 7th July 2005 and become a 100% computerized Bank on 13.10.2005 with full computerization of its all branches.Hon'ble Shri Yogesh Aggrawal ,Managing Director, State Bank of Patiala graced the occasion with his presence as the chief Guest of the function organised to celebrate the cent per cent computerization of Malwa Gramin Bank at its last computerized branch i.e. Badochi Kalan (District Fatehgarh Sahib) and declared Malwa Gramin Bank a "100% Fully Computerized Bank".
Agriculture Debt Waiver
The List of Debt Waiver customers of Malwa Gramin Bank. Click for the List >>
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